Your AI analyst for fixed income.
The intelligence layer for the bond market. Research, analysis, and expertise on demand.
Built by
Anaïs Howland, CFA — 6 years in fixed income on the buy-side. MBS portfolio manager at Wells Fargo ($350B book), then PM at Google Treasury ($17B across MBS, ABS, and macro).
Then 3 years in AI product strategy at Google (Search, Maps, Gemini). Founded Paradigm Shift AI (agent infrastructure). Now building the platform she wished she had on every desk.
Two ways to put Oasive to work
Analyst-grade research for any desk, plus a specialist toolkit for MBS. One platform, no five tools.
Daily Market Wrap — Friday, May 22, 2026
SampleTLDR: Risk-on, disinflation-flavored session. Iran deal headlines drove crude lower (WTI -1.2% to $96.41), powering an equity rally to records and a bull-steepening in Treasuries (2s10s to +43bps). VIX compressed to 16.7. The April PCE print (Thu, May 28) is the next pivotal catalyst.
S&P 500
7,473.47
↑+0.37%
Russell 2000
2,869.23
↑+0.91%
VIX
16.70
↓-1.73 WoW
10Y UST
4.558%
↓-3bps
30Y UST
5.064%
↓-5bps
2s10s
+43bps
↓-8bps
IG OAS
75bps
→flat WoW
WTI
$96.41
↓-1.19%
Gold
$4,507
↓-0.79%
Research on demand
For PMs, advisors, foundations, pension funds, generalists
Customized research, the moment you need it.
- •Daily and weekly macro briefs: rates, curves, credit, equities, FX, commodities
- •FOMC and economic-release notes: CPI, NFP, GDP, housing data
- •MBS market color and housing reports
- •Multi-turn: ask a follow-up, request another chart, drill into any number
- •Customized to your portfolio, on your schedule
S-Curve · HomeReady vs Standard
Sample| Bucket | HR | Std | Gap |
|---|---|---|---|
| < -200 bps | 6.6% | 7.2% | -0.6 |
| -100 to -50 | 5.4% | 8.3% | -2.9 |
| 0 to +25 (ATM) | 9.0% | 14.9% | -5.9 |
| +50 to +100 | 17.7% | 25.4% | -7.7 |
Specialist platform
For MBS PMs, traders, analysts (more asset classes coming)
Validate any thesis. Compare any two pools. Surface investable ideas.
- •Pool screening: search millions of pools in plain English
- •S-curves and comparables: empirical prepay analysis by cohort
- •Prepay analytics: speeds, seasoning ramps, servicer risk
- •Collateral deep dives: FICO, LTV, DTI, vintage, geography
- •Rich tables and charts you can export (PDF, CSV, XLSX, PNG)
From a question to a real answer in seconds
Multi-turn, fully grounded in the underlying data. Drill into any number, ask for another chart, or pivot to a deeper analysis without rerunning the workflow from scratch.
A full macro brief on demand: rates, curves, credit, equities, FX, and commodities, with every move explained, not just listed.
Built for the questions you actually ask
A deterministic engine. The AI never touches the numbers.
The hard part isn't the AI — it's the data and the math. A proprietary engine ingests and validates hundreds of sources, then runs 50+ fixed-formula tools over them. The AI sits on top: it routes each question to the right expert and explains the result — but every figure is computed, never generated.
Memory
Context LayerLearns preferences and recurring use cases across sessions. Answers get sharper the more you use it.
Your question
Ask in plain English about any MBS, macro, or market topic.
AI Router
Routes to right experts
Experts & Sub-agents
Write answers, not numbers
Pick the right tools and explain the result — never calculate the figures.
Tools & Compute
50+ fixed-formula engines
OAS, Z-spread, duration, WAL, CPR grids, pool screening across 3.17M pools. Same input, same output — every time.
Data Engine
Ingest, validate, tag
Hundreds of sources with predictive tags and fixed income workflow tools.
All the data a fixed-income desk reads in the morning, in one place
Macro
Housing & MBS